Transliteration:( Thumma ya'tee mim ba'di zaalika sab'un shidaaduny ya'kulna maa qaddamtum lahunna illaa qaleelam mimma tuhsinoon )
"Then after that, there will come seven hard years [107], which will consume all that you have stored up for them, except for a little that you may save."
After the seven years of prosperity, Hazrat Yusuf (on whom be peace) foretells that there will be seven years of hardship, during which all the stored grain will be consumed. The amount of grain that can be saved depends on how much has been harvested and stored during the prosperous years.
This teaches us that saving for hard times is not against Tawakkul (reliance on Allah Almighty), but rather, it is Allah's command. In S17:V29, Allah says, "Nor open it completely lest you sit down, blamed tired", advising moderation in spending and saving. People should save a portion of their income for future difficulties, as we never know what hardships might come.
Moreover, hoarding or accumulating goods in a way that harms others, such as holding grain when others are in dire need, is forbidden. This is known as Ihrikaar in Arabic, which refers to hoarding goods in anticipation of scarcity or price hikes, at the expense of others' well-being.
The tafsir of Surah Yusuf verse 48 by Ibn Kathir is unavailable here.
Please refer to Surah Yusuf ayat 43 which provides the complete commentary from verse 43 through 49.
(12:48) Then there will follow seven years of great hardship in which you will eat up all you have stored earlier, except the little that you may set aside.
There is no commentary by Abul Maududi available for this verse.
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